CFI Financial offers MT5, TradingView and its own app with no minimum deposit and leverage of up to 1:500. International clients trade with CFI International Ltd, licensed in Mauritius.
Spreads from
0.4 pips
Commission
$0 (spread-only)
Min deposit
$0
Established
1998
Regulated by
FSC Mauritius · SCA (UAE) · JSC (Jordan) · CySEC · CBB (Bahrain) · FSCA (South Africa) · FCA · FSA · VFSC (Vanuatu)
Written byLaverlane Team·Updated24 Oct 2026
Researched with AI assistance and verified by our editors
Regulation
CFI lists licences in many jurisdictions, but international clients contract with the Mauritius entity.
CFI International Ltd is regulated by the Financial Services Commission of Mauritius (C161178), and CFI Seychelles holds FSA licence SD107 and CFI Vanuatu VFSC registration 700479. Credit Financier Invest Limited is authorised by the FCA in the UK (FRN 828955), and the Cyprus entity holds CySEC licence 179/12. Other licences include the UAE SCA (20200000154), Central Bank of Bahrain (183193-1), South Africa's FSCA (53711) and Jordan's JSC (49631).
The website is operated under CFI International Ltd, so international clients sit with an offshore Tier-3 licensee, with no statutory investor compensation scheme.
Key facts
CFI Financial Group reports more than 25 years of experience.
Client-facing entity
CFI International Ltd (Mauritius)
Regulators
FSC Mauritius, SCA (UAE), JSC (Jordan), CySEC, CBB (Bahrain), FSCA (South Africa), FCA, FSA, VFSC (Vanuatu)
Restricted countries
US, SD, KR, KP, IR
Negative-balance protection
no
Minimum deposit
$0
Max leverage (offshore entity)
1:500
Typical EUR/USD spread
0.8 pips
Platforms
MT5, TradingView, Proprietary, CFI Multi-Asset
Account currencies
USD, EUR, GBP
The group traces its history to 1998, when Credit Financier Invest was established as a private banking department. The website lists more than 15,000 instruments, Zero Commission and Dynamic Trader accounts, and 24/7 support.
The website is operated under CFI International Ltd in Mauritius.
Best for
Pros & cons
Fund safety
The website lists regulators but no compensation scheme for international clients.
CFI doesn't describe client money segregation or an investor compensation scheme on the website pages we reviewed. The Mauritius licence carries no statutory compensation, unlike the FSCS cover that applies to the UK entity.
The website warns that you could lose more than your deposit even if a stop loss is used.
Account terms
CFI publishes its terms and an order execution policy.
The regulatory documents page lists General Terms & Conditions, a Risk Disclosure, Complaints Handling Policy, Financing Cost Policy and Order Execution Policy. It doesn't list a conflict of interest policy.
Swap-free accounts are available, and Expert Advisors are permitted subject to legal and regulatory conditions.
Costs
Costs range from commission-free pricing to raw spreads with commission.
The Zero Commission account charges no commission, with EUR/USD spreads between 0.4 and 1.1 pips. The Dynamic Trader account offers spreads from 0.0 pips with a low, volume-based commission.
CFI doesn't charge deposit fees directly, though bank charges may apply. Swap rates vary by instrument and aren't listed on the website.
| Instrument | Asset class | Typical spread | Unit |
|---|---|---|---|
| EUR/USD | Forex CFD | 0.8 | pips |
| GBP/USD | Forex CFD | 1.1 | pips |
| USD/JPY | Forex CFD | 0.9 | pips |
| US 100 (Nasdaq) | Index CFD | 1.5 | points |
| US 500 (S&P 500) | Index CFD | 0.5 | points |
| XAU/USD (Gold) | Commodity CFD | 0.25 | $ / oz |
| US Crude Oil | Commodity CFD | 0.03 | $ / bbl |
| BTC/USD | Crypto CFD | 25 | $ |
Spreads shown are typical, not guaranteed, and widen during volatile sessions or outside main market hours. Figures reflect the broker's standard retail account.
Markets
CFI lists more than 15,000 instruments.
Forex CFD
60 pairs
Index CFD
25 indices
Commodity CFD
Metals, energies, softs
Single-Stock CFD
13000 shares
Crypto CFD
Available ✓ · Weekend trading ✓
Real ownership: Stocks / ETFs
Stocks, ETFs
Markets include more than 60 forex pairs, stocks, indices, metals, energies, agricultural futures, ETFs, bonds, futures and crypto CFDs. Real stock and ETF investing is available through CFI Multi-Asset.
Weekend trading is available on selected instruments, including EURUSD, USDJPY, gold and BTCXAU.
Platforms
Trading runs on MT5, TradingView and the CFI Trading App.
MT5 is available on desktop and mobile with Expert Advisors, while TradingView adds 100+ indicators and 50+ drawing tools. The CFI Trading App for iOS and Android includes Trading Central insights and an AI assistant, and CFI Multi-Asset covers stock and option investing.
CFI Social Trading, powered by HokoCloud, lets you copy strategy providers from your MT5 account.
Execution
CFI publishes an order execution policy but not execution statistics.
The regulatory documents page includes an Order Execution Policy. CFI doesn't publish execution quality statistics or state its dealing model on the website.
This means you can't review fill quality or slippage before trading.
Leverage
Leverage reaches 1:500 on both accounts.
Zero Commission and Dynamic Trader accounts both offer leverage of up to 1:500, far above the 1:30 limit that the FCA and ESMA apply to retail clients trading major forex pairs. The website describes leverage as flexible by instrument.
Margin call and stop-out levels aren't published.
Account types
CFI offers Zero Commission and Dynamic Trader accounts.
| Account | Min deposit | Commission | Swap | Spread | Demo | Islamic |
|---|---|---|---|---|---|---|
| Zero Commission | $0 | Spread-only | Swap-free available | From 0.4 pips · Variable | Yes | Yes |
| Dynamic Trader | $0 | Spread-only | Swap-free available | From 0 pips · Variable | Yes | Yes |
Both accounts have no minimum deposit, trade from 0.01 lots, support USD, EUR, GBP and other base currencies and allow Expert Advisors. Zero Commission is commission-free, while Dynamic Trader adds a volume-based commission for tighter spreads.
Swap-free options are available on both.
Funding
CFI charges no deposit fees and has no minimum deposit.
Funding methods include credit and debit cards, the CFI Card and wire transfer, with cards processed instantly and wires taking 1-5 days. Supported currencies include USD, GBP and AED.
CFI doesn't charge withdrawal fees directly, but fees may apply if a required trading volume hasn't been reached.
Support
Support is available 24/7.
CFI offers 24/7 support by phone, email and live chat, plus an FAQs page and a callback request.
Research includes Trading Central, TipRanks, an economic calendar and market reports, and education covers CFI Academy, webinars and seminars.
Availability
CFI doesn't serve residents of the USA, Sudan or South Korea.
The website says CFI doesn't offer its investment or ancillary services to residents of certain jurisdictions such as the USA, Sudan and the Republic of Korea, or countries listed by FATF and MONEYVAL.
The entity you join depends on where you live, so check the terms during registration.
Verdict
CFI Financial pairs a zero minimum deposit and more than 15,000 instruments with MT5, TradingView, the CFI Trading App and 24/7 support. The trade-off is regulatory: international clients contract with CFI International Ltd, licensed by the FSC in Mauritius, so no Tier 1 regulator oversees their accounts and no statutory compensation scheme applies.
CFI Financial may suit you if you want to start without a minimum deposit, trade on MT5 or TradingView and access a wide range of markets from one account. It is less suitable if you need Tier-1 oversight or statutory compensation cover.
It's aimed at active forex and CFD traders, Expert Advisor users and social traders who are comfortable with high leverage and an offshore broker. Newer traders who want strict leverage caps and statutory protection may prefer a Tier-1 regulated broker.
FAQ
CFI Trading is the brand of CFI Financial Group, which says it has more than 25 years of experience. It offers more than 15,000 instruments across forex, stocks, indices, metals, energies, ETFs, crypto CFDs, bonds and futures, with Zero Commission and Dynamic Trader accounts on MT5, TradingView and the CFI Trading App.
CFI operates through several licensed entities, including the FCA in the UK, CySEC in Cyprus and the FSC in Mauritius. The website is operated under CFI International Ltd (Mauritius, licence C161178), the entity international clients contract with. It is an offshore Tier-3 licensee with no statutory investor compensation scheme, and CFI doesn't offer services to residents of the USA, Sudan or South Korea.
There is no minimum deposit to open a real account on either the Zero Commission or Dynamic Trader account. CFI advises clients to deposit an amount they are comfortable losing.
CFI lists instant processing for credit and debit cards and the CFI Card, and 1-5 days for wire transfers. CFI doesn't charge withdrawal fees directly, but fees may apply if a required trading volume hasn't been reached, and your bank may add its own charges.
Both account types offer leverage of up to 1:500, far above the 1:30 limit that the FCA and ESMA apply to retail clients trading major forex pairs. The website says leverage is flexible by instrument and doesn't publish margin call or stop-out levels.
Alternatives
Eightcap offers CFDs on 850+ markets through TradingView, MetaTrader 4, MetaTrader 5 and TradeLocker, with a Raw account that starts from 0.0 pips. Clients outside the regulated regions contract with Eightcap Global Limited in The Bahamas, which carries no statutory compensation scheme.
Octa offers swap-free forex and CFD trading on OctaTrader, MetaTrader 4 and MetaTrader 5, with no trading commission and a $25 minimum deposit. Accounts on octabroker.com are with Versustrategy Inc, registered in Saint Lucia, and the legal documents page lists no financial regulator.
JustMarkets offers leverage of up to 1:3000, swap-free trading and MT4, MT5 and its own app, but international clients contract with an offshore Seychelles entity without a statutory compensation scheme.
FXCM offers forex and CFD trading on Trading Station, MetaTrader 4 (MT4) and TradingView. Accounts on the international website are with Stratos Global LLC, an offshore entity in St Vincent and the Grenadines that sits outside the group’s regulated companies.
ThinkMarkets offers ThinkTrader, TradingView, MT4 and MT5 with 4,000+ instruments and leverage of up to 1:500 on Standard and ThinkZero accounts. International clients contract with a Seychelles-licensed entity.
IronFX operates as a retail CFD broker providing high leverage up to 1:1000 on MetaTrader 4, but international clients contract through an offshore entity without statutory compensation protection.
EC Markets offers MT4, MT5 and its own app with a $10 minimum deposit on STD and ECN accounts and leverage of up to 1:1000. International clients trade with the Mauritius-licensed entity.
FBS offers accessible trading conditions with low entry deposits, but international clients contract with an offshore entity without statutory compensation protection.
General CFD risk warning
CFDs are complex leveraged products and carry a high risk of rapid losses. They do not give you ownership of the underlying asset. Depending on your jurisdiction, broker entity and client classification, protections such as leverage limits and negative-balance protection may differ or may not apply. Where negative-balance protection is not provided, losses may exceed the funds you deposit. You should consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
Disclaimer
This page is provided for general information only. Nothing on this page constitutes investment, tax or trading advice, or a recommendation to open an account or trade with a particular broker. Laverlane does not provide personalised investment advice. We are not a broker or financial institution, we do not arrange or execute trades, and we do not hold client funds.
Broker availability, spreads, fees, leverage, products and legal protections, including compensation schemes and negative-balance protection, vary by the broker’s legal entity, your country of residence and your client classification, and may change over time. Where a broker is required to publish its retail CFD loss rate, that figure is shown on its review page. Spreads shown are typical figures as at our verification date; they are not guaranteed and may widen, particularly during volatile market conditions.
Laverlane Scores reflect the information available at our most recent review. They are editorial assessments, not guarantees of a broker’s financial strength, reliability or future performance. Where we report a regulator warning or enforcement notice, it reflects the official public information available at the time of our review.
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