Capital.com offers commission-free CFD trading with competitive spreads from 0.6 pips, integrated TradingView charting, and flexible web apps.
Spreads from
0.6 pips
Commission
$0 (spread-only)
Min deposit
$20
Established
2016
Regulated by
FCA · ASIC · CySEC · SCB (Bahamas) · FSA Seychelles
Written byLaverlane Team·Updated8 Oct 2026
Researched with AI assistance and verified by our editors
Regulation
Capital.com is regulated by the FCA (Tier 1), ASIC (Tier 1) and CySEC (Tier 2), depending on the client’s regional entity. Clients outside the UK, EU and Australia contract with a Bahamas entity regulated by the SCB (Tier 3).
Capital Com (UK) Limited is authorised and regulated by the Financial Conduct Authority under FRN 793714. Capital Com (UK) Limited’s latest annual report shows net trading revenue falling 54% to £18.8m after the group moved staff into a separate group service entity. The company says this reflects a change in group structure rather than a discontinued business, and its FCA authorisation remains in place.
International retail clients onboarding outside the UK or EU contract under Capital Com Online Investments Limited in The Bahamas. CySEC fined Capital Com SV Investments Limited €10,000 for late reporting of suspicious transactions under market abuse rules, a penalty reported in April 2022.
Key facts
The broker offers access to thousands of CFD instruments with low deposit minimums and commission-free pricing structures.
Client-facing entity
Capital Com Online Investments Limited (international clients)
Regulators
FCA, ASIC, CySEC, SCB (Bahamas), FSA Seychelles
Restricted countries
US, IR, KP, BY, AF, AS, BE, BS, BB, BF, CM, CA, CN, CG, CD, CU, ER, GF, GP, GU, HT, IN, ID, IQ, IL, JP, XK, LY, MY, ML, MH, MQ, YT, FM, MM, NZ, MP, PS, PW, PH, PR, RE, RU, EH, MF, WS, SN, SG, SO, ZA, SS, SD, SY, TR, UM, VU, VE, VI, YE
Negative-balance protection
jurisdiction-only
Minimum deposit
$20
Max leverage (UK/EU retail)
1:30
Max leverage (Australia)
1:30
Max leverage (offshore entity)
1:200
Max leverage (professional)
1:500
Typical EUR/USD spread
0.6 pips
Platforms
MT4, MT5, TradingView, Proprietary
Account currencies
USD, EUR, GBP, AUD
Established in 2016, the broker has expanded its international footprint to serve retail traders across multiple continents. The platform supports trading across forex, equity indices, single stocks, commodities, and digital assets using variable spread pricing model options.
Best for
Pros & cons
Fund safety
Client money is held in segregated accounts under each entity’s regulatory rules. Statutory compensation applies only to UK clients (FSCS up to £85,000) and EU clients (ICF up to €20,000). Australian and international clients have no statutory compensation scheme.
Retail funds under Capital Com (UK) Limited are segregated in Tier-1 banking institutions and protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. European clients contracting under Capital Com SV Investments Limited may be eligible for compensation under the Cyprus Investor Compensation Fund (ICF), depending on their client categorisation. International clients contracting under the Bahamas entity do not have statutory scheme backing.
Account terms
Trading accounts operate under standard retail margin terms with policy disclosures for order handling and conflicts of interest.
The dealing desk execution framework operates under published conflict-of-interest and order execution policies. The published fee schedule lists no charges for opening or closing an account, and the broker states that it does not charge inactivity fees.
Costs
The broker utilises a spread-only pricing model with EUR/USD typical spreads averaging 0.6 pips during primary sessions.
A typical EUR/USD spread of 0.6 to 0.7 pips is competitive for a commission-free CFD account, though spreads are variable and can widen during volatile sessions. Guaranteed stop-losses are available, and the premium is only charged if the stop is triggered.
This suits frequent trading, but overnight financing is charged on positions you hold past the daily cut-off, so costs build up on multi-day trades. The XAU/USD rates shown were recorded on 8 Oct 2026 and change daily, so check the live long and short rates on the platform before you hold gold overnight. Deposit and withdrawal transactions carry no internal processing fees.
| Instrument | Asset class | Typical spread | Unit |
|---|---|---|---|
| EUR/USD | Forex CFD | 0.6 | pips |
| GBP/USD | Forex CFD | 1.3 | pips |
| USD/JPY | Forex CFD | 1.2 | pips |
| US 100 (Nasdaq) | Index CFD | 1.8 | points |
| US 500 (S&P 500) | Index CFD | 0.4 | points |
| XAU/USD (Gold) | Commodity CFD | 0.75 | $ / oz |
| US Crude Oil | Commodity CFD | 0.04 | $ / bbl |
| BTC/USD | Crypto CFD | 50 | $ |
Spreads shown are typical, not guaranteed, and widen during volatile sessions or outside main market hours. Figures reflect the broker's standard retail account.
Markets
The instrument catalog spans over 5,500 global markets across currency pairs, equity indices, commodities, and stocks.
Forex CFD
Index CFD
Commodity CFD
Metals, energies, softs
Single-Stock CFD
Crypto CFD
Available ✓ · Weekend trading ✓
Real ownership: Stocks / ETFs
N/A for this broker, CFDs only
Traders can access majors, minors, exotics, and major international stock CFDs alongside popular indices and energy contracts. Crypto CFD access is provided for global clients, though retail UK traders cannot trade digital asset derivatives due to local regulatory bans.
Platforms
Trading options include the proprietary Capital.com web application, mobile software, and integrated TradingView charts.
The proprietary web application features integrated TradingView technical charts, drawing tools, and real-time market alerts. MetaTrader 4 and MetaTrader 5 are also supported, offering custom indicators and Expert Advisors for automated trading, subject to region and account eligibility.
Execution
Orders execute via a hybrid market maker model designed for rapid automated retail order settlement.
The broker does not publish execution statistics, so slippage cannot be checked before funding an account. Capital.com uses a hybrid dealing model, so it may act as a market maker on some orders, which can create a conflict of interest. Its order execution and conflict-of-interest policies are published.
Leverage
Retail leverage limits adhere to regional regulatory guidelines, capping major forex pairs at 1:30 for retail accounts.
UK, EU, and Australian retail accounts face leverage limits capped at 1:30 on major forex pairs and 1:20 on non-major currencies. International retail accounts under the Bahamas entity can access higher leverage than UK, EU and Australian accounts, so check the entity's current leverage policy for the exact limit.
Account types
Accounts feature flexible entry thresholds starting at $20 without separate per-lot commission schedules.
| Account | Min deposit | Commission | Swap | Spread | Demo | Islamic |
|---|---|---|---|---|---|---|
| Standard | $20 | Spread-only | Variable swap rates apply overnight | From 0.6 pips | Yes | No |
| Plus | $3000 | Spread-only | Variable swap rates apply overnight | From 0.6 pips | Yes | No |
| Premier | $10000 | Spread-only | Custom swap schedules available | From 0.6 pips | Yes | No |
The Standard account requires a minimum initial deposit of $20 for card funding, making entry accessible for small balances. Higher-tier account structures offer dedicated account managers and custom market analysis tools for larger deposit balances.
Funding
Deposits and withdrawals support multiple payment channels without internal processing fees.
Capital.com doesn't state a fixed withdrawal time on its main pages, and your card or bank provider's own timings also affect when the money arrives. Additional compliance checks can extend this, with zero internal platform fees charged on routine transactions.
Support
Customer service operates 24/7 in English by email and phone.
Support staff respond around the clock in English by email and phone. Supplementary research includes daily news summaries, market sentiment indicators, and the Investmate mobile learning application.
Availability
Service availability depends on country of residence and local entity onboarding rules.
Clients in the UK, Europe, and Australia onboard through their respective local regulated entities. Residents from restricted jurisdictions, including the United States, cannot open live trading accounts with the broker.
Verdict
The broker delivers an accessible trading environment with tight commission-free spreads and modern platform options. The broker accommodates beginner and retail traders well through low entry balance requirements and educational tools like Investmate. However, traders who depend on public execution statistics may find platform alternatives better suited to their workflow.
It is right for you if you prioritise ease of use, clean web interfaces, and web-based TradingView charts alongside responsive customer support. It fits retail traders looking to execute manual trades across currency, commodity, and stock markets without managing complex per-lot commission schedules.
Traders who value low minimum deposits, intuitive mobile trading applications, and interactive learning tools will find the broker well matched to their daily market routine. Laverlane may earn a commission if you open an account through the Visit Capital.com link. This does not change our scores.
FAQ
The broker displays current margin utilisation live on the web and mobile platform dashboards. Traders can monitor available funds and required margin levels in real time during active sessions. A margin call alert is triggered if equity drops near required threshold levels.
The broker charges spread-only fees across standard accounts without adding separate per-lot execution commissions. Variable spreads apply across accounts, with EUR/USD typical spreads around 0.6 to 0.7 pips during active sessions. Overnight financing fees apply when you hold leveraged positions past the daily cut-off time.
The broker is owned by a private group of holding companies. The group operates privately through registered entities including Capital Com (UK) Limited and Capital Com SV Investments Limited. Operations are overseen by financial regulatory authorities across multiple regional jurisdictions.
The broker doesn't state a fixed processing time on its main pages, and your card or bank provider's own timings also affect when the money arrives. Additional compliance checks can extend this. The platform charges no internal withdrawal fees for standard processing methods.
The broker operates under multi-jurisdictional regulation including FCA authorisation in the UK. Retail accounts under the UK entity benefit from FSCS compensation up to £85,000, whereas international retail clients contract under SCB Bahamas. Client funds are maintained in segregated accounts with Tier-1 banking partners.
Alternatives
Eightcap offers CFDs on 850+ markets through TradingView, MetaTrader 4, MetaTrader 5 and TradeLocker, with a Raw account that starts from 0.0 pips. Clients outside the regulated regions contract with Eightcap Global Limited in The Bahamas, which carries no statutory compensation scheme.
Octa offers swap-free forex and CFD trading on OctaTrader, MetaTrader 4 and MetaTrader 5, with no trading commission and a $25 minimum deposit. Accounts on octabroker.com are with Versustrategy Inc, registered in Saint Lucia, and the legal documents page lists no financial regulator.
JustMarkets offers leverage of up to 1:3000, swap-free trading and MT4, MT5 and its own app, but international clients contract with an offshore Seychelles entity without a statutory compensation scheme.
FXCM offers forex and CFD trading on Trading Station, MetaTrader 4 (MT4) and TradingView. Accounts on the international website are with Stratos Global LLC, an offshore entity in St Vincent and the Grenadines that sits outside the group’s regulated companies.
ThinkMarkets offers ThinkTrader, TradingView, MT4 and MT5 with 4,000+ instruments and leverage of up to 1:500 on Standard and ThinkZero accounts. International clients contract with a Seychelles-licensed entity.
IronFX operates as a retail CFD broker providing high leverage up to 1:1000 on MetaTrader 4, but international clients contract through an offshore entity without statutory compensation protection.
CFI Financial offers MT5, TradingView and its own app with no minimum deposit and leverage of up to 1:500. International clients trade with CFI International Ltd, licensed in Mauritius.
EC Markets offers MT4, MT5 and its own app with a $10 minimum deposit on STD and ECN accounts and leverage of up to 1:1000. International clients trade with the Mauritius-licensed entity.
General CFD risk warning
CFDs are complex leveraged products and carry a high risk of rapid losses. They do not give you ownership of the underlying asset. Depending on your jurisdiction, broker entity and client classification, protections such as leverage limits and negative-balance protection may differ or may not apply. Where negative-balance protection is not provided, losses may exceed the funds you deposit. You should consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
Disclaimer
This page is provided for general information only. Nothing on this page constitutes investment, tax or trading advice, or a recommendation to open an account or trade with a particular broker. Laverlane does not provide personalised investment advice. We are not a broker or financial institution, we do not arrange or execute trades, and we do not hold client funds.
Broker availability, spreads, fees, leverage, products and legal protections, including compensation schemes and negative-balance protection, vary by the broker’s legal entity, your country of residence and your client classification, and may change over time. Where a broker is required to publish its retail CFD loss rate, that figure is shown on its review page. Spreads shown are typical figures as at our verification date; they are not guaranteed and may widen, particularly during volatile market conditions.
Laverlane Scores reflect the information available at our most recent review. They are editorial assessments, not guarantees of a broker’s financial strength, reliability or future performance. Where we report a regulator warning or enforcement notice, it reflects the official public information available at the time of our review.
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Always verify the broker’s current terms, regulatory status, product availability and eligibility directly with the broker before opening an account or depositing funds.